RSU Tax UK: How Restricted Stock Units Are Taxed

There are two separate tax charges on an RSU, and the bigger one usually lands before you have sold anything. Income tax and National Insurance apply when the shares vest; capital gains tax only applies to growth after that. How each stage works, and why RSU income so often pushes people into the 60% band.

Business Asset Disposal Relief: The 18% Rate for 2026/27

Sell a qualifying business and you may pay 18% capital gains tax rather than 24%, but only on the first £1m, and only if you meet conditions that catch out more sellers than you would expect. What the relief covers, and what to check before you sign.

Pensions: Use It or Lose It - Making the Most of Your Annual Allowance (UK Guide)

Make the most of your pension annual allowance before 5 April. Learn how carry forward, tapering and contribution limits can improve tax efficiency.

Just made partner? A financial checklist for law firm partners

New law firm partner? Discover a practical financial checklist covering cash flow, tax planning, protection and long-term wealth strategy.

UK mortgage market outlook for 2026: rates, property prices and what borrowers should do next

UK mortgage market outlook for 2026. Explore interest rate expectations, house price forecasts, and what borrowers should consider when remortgaging or buying.

Take a read of our recent blog posts...

The real value of financial advice: what makes NOVA different?
10 October 2025
The real value of financial advice: what makes NOVA different?

Explore NOVA Wealth’s unique financial planning model - designed to align your income, investments, tax strategy, and protection with your life goals.

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10 financial planning mistakes to avoid in your 40s and 50s
3 October 2025
10 financial planning mistakes to avoid in your 40s and 50s

Avoiding costly mistakes in your 40s and 50s could define your financial future. Discover 10 common planning pitfalls, and how to stay on track, with insights from NOVA Wealth Partner Toby Freeman.

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Investing is long-term. So why is the news always short-term?
24 September 2025
Investing is long-term. So why is the news always short-term?

Discover why ignoring short-term noise is key to successful investing. NOVA Wealth helps high-net-worth individuals focus on what really matters; long-term strategy, tax efficiency, and peace of mind.

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How financial planning supports peace of mind – and unlocks your potential
29 August 2025
How financial planning supports peace of mind – and unlocks your potential

Discover how financial planning isn’t just about money—it’s about mindset. Learn how clarity, confidence, and calm come from having a plan that supports your life, not just your wealth.

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Why wealth planning is really about time, not money
4 August 2025
Why wealth planning is really about time, not money

Discover why real wealth isn’t just about money, but time. This article explores how financial planning can unlock clarity, freedom, and confidence.

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Are you a HENRY? Why high income doesn’t always feel like financial freedom
29 July 2025
Are you a HENRY? Why high income doesn’t always feel like financial freedom

High income, but not feeling wealthy? You might be a HENRY—High Earner, Not Rich Yet. Discover why six-figure salaries don’t always translate to financial security, and how to turn strong earnings into lasting wealth.

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“What does this mean for me?” The five questions every financially engaged client ends up asking
18 July 2025
“What does this mean for me?” The five questions every financially engaged client ends up asking

When your finances become more complex, the questions shift. This article explores the real concerns high earners face—from wealth transfer to simplifying financial clutter—and how tailored planning brings clarity and control.

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Can you afford to retire earlier than you think?
20 June 2025
Can you afford to retire earlier than you think?

Many professionals could retire earlier than expected. Discover how one couple used data-driven planning to turn that dream into a confident decision.

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Why ‘passive’ investors are often anything but
6 June 2025
Why ‘passive’ investors are often anything but

Think you’re a passive investor? You might not be. Explore the hidden risks of index funds and learn how to invest with clarity, structure, and real discipline.

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Windrush Legal Initiative
9 May 2025
Windrush Legal Initiative

Nova Wealth is proud to support the Windrush Legal Initiative — helping claimants navigate compensation and move forward with lasting financial confidence.

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